I just read an article about early retirement and now I feel extra guilty for all the discretionary spending I've done over the last few years.
The "Linux experiment" was very expensive because I replaced everything Windows was doing with discreet hardware solutions.
Computers have been a money pit since then. If I just kept using Windows 7 all this time, I won't say how many thousands of dollars I would have saved, but it's a lot.
@kai it's all about spending. When we're young we feel as if we'll live forever so retirement isn't on our minds.
@sikkdays I feel like I'm bad with money.
Sure, I spend less than I earn - that's the most important thing. But I really don't think I use it wisely, and I'm not sure what will motivate me to start. It's so abstract.
I carefully track it, look at charts and graphs, and shrug my shoulders.
@kai Like you, I recently watched a PBS thing on Youtube about people retiring early. The supposed trick was to do the opposite that is recommended. That is, instead of investing 15-20% of your salary, invest it all except for 15-20%. It's not much to live on, but can be done. You don't need a lot of things.
Well shit. Glad I learned this at the age of 45. 😥
@sikkdays I do think that investing in yourself early, to a certain extent, can pay off.
That's what I felt like I was doing when I switched to Linux - ultimately saving myself money in the long run.
I underestimated how much I liked my Windows/Mac only sound card and software.
I also regret living on the money I made at my first job. I wish I had taken a trip instead. The thought of spending it scared me, but I was just delaying the inevitable - finding another job.